There are a variety of types of damaging winds formed by different thunderstorm processes, but thunderstorms produce some straight-line winds when the thunderstorm downdraft hits the ground and flows outward. Anyone living in thunderstorm-prone areas of the world is at risk for experiencing this phenomenon. Winds can cause damage when they reach 50 mph (NOAA National Severe Storms Laboratory).
In many parts of the US, hailstorms are a way of life. For many homeowners it's not a question of whether a hailstorm will hit, but when damaging hail will hit. Many areas in the U.S. receive hail six or more times a year and many homes are damaged every year. By definition, hail damage is any damage resulting from hailstones and hailstorms. Hailstones that are 0.75 inches or greater are large enough to cause substantial damage to homes, automobiles & property. For comparison, 0.75 inches is the diameter of a penny (The National Storm Damage Center)
ACR's handling of wind and hail damage is fast and thorough. But these are damage events that tend to require some reconstruction of affected materials.
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NEED TO KNOW:
Wind and hail damage is a common trigger for door-to-door contractors claiming to be repairing "many" of your neighbors' homes with statements like, "we can get this claim approved..." as if a genuine insurance claim would require expertise to "push it through."
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